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The financial regulatory cycle

Research output: Working paperDiscussion paper


School/Research organisations


This paper presents the idea of the financial regulatory cycle in the United States. I show that there have been three long cycles of financial regulation since the independence of the country in 1776. Moreover, there are also smaller cycles within these long regulatory cycles. Contingent capital may be a way to curb the impact of the regulatory cycle.


Original languageEnglish
Place of PublicationSt Andrews
PublisherUniversity of St Andrews
Publication statusPublished - 7 Sep 2020

Publication series

NameSchool of Economics and Finance Discussion Paper
PublisherUniversity of St Andrews
ISSN (Print)0962-4031
ISSN (Electronic)2055-303X

    Research areas

  • Financial regulation, United States banks, Law and economics, Financial history

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  1. Financial deregulation in the United States

    Cunha, J. R., 15 May 2021, Financial deregulation: A historical perspective. Drach, A. & Cassis, Y. (eds.). Oxford University Press

    Research output: Chapter in Book/Report/Conference proceedingChapter (peer-reviewed)peer-review

  2. The advent of a new banking system in the U.S. Financial deregulation in the 1980s

    Cunha, J. R., 3 Aug 2020, St Andrews: University of St Andrews, p. 1-42, 42 p. (School of Economics and Finance Discussion Paper; no. 2003).

    Research output: Working paperDiscussion paper

ID: 270007799